While some credit cards require the users to pay an annual fee, some credit cards can be gotten without these charges. These are known as lifetime free credit cards. You have the option to apply for these lifetime free credit cards online. The online credit card procurement process is easy and saves time and energy.
The lifetime free credit card is easy to maintain and cuts down the weight of carrying cash. These cards make money matters simpler and easier. Whether swiping to pay the bills at the grocery or when booking a flight, your lifetime free credit card will help you manage your finances efficiently.
Let’s check out some of the best lifetime free credit cards which do not require annual charges.
Credit Cards at a Glance
The table below mentions some of the leading lifetime free credit cards-
| Name of the Credit Card | Best features to look out for | Fee Charged Annually |
| ICICI Instant Platinum Credit Card | 25% off on two movie tickets twice a monthContactless technology for secure and fast payment | Zero |
| HSBC Visa Platinum Credit Card | 2X reward/₹150 spendGet discounts on flights, movies, restaurants, etc. | Zero |
| ICICI Amazon Pay Credit Card | 5% cashback on various products for Amazon Prime members1% waiver on fuel surcharge on all fuel pumps | Zero |
| Kotak Royale Signature Credit Card | 4 reward points/150 spendUp to ₹3500 fuel surcharge waiver in one year | Zero |
| Axis Bank Insta Easy Credit Card | 100% credit transaction from day one of the credit card operation1% waiver on fuel surcharge at all fuel pumps | Zero |
| Kotak 811 #DreamDifferent Credit Card | A virtual debit card available instantlyNo charges for online money transfer | Zero |
| Central Bank of India MasterCard Titanium Credit Card | 2.50% waiver on fuel surcharge at all fuel stations1 loyalty point/₹100 spent | Zero |
| IDFC First Wealth Credit Card | A welcome voucher worth ₹5002 complimentary gold rounds/per month | Zero |
| IDFC First Select Credit Card | 4 complimentary quarterly railway lounge visits Enjoy air accident cover of ₹1 crore | Zero |
| Bank of Baroda Prime credit card | Get 1% cashback on all transactions1% surcharge waiver at all fuel stations | Zero |
Lifetime Free Credit Cards: A Comparison
Amidst the myriad list of leading lifetime-free credit cards offering a range of useful features, it might become difficult for you to choose the one that fits your requirements. Check out the details of these online credit cards in the section below to compare and decide-
- ICICI Instant Platinum Credit Card
ICICI has introduced an Instant Platinum credit card that charges neither purchasing fees nor annual maintenance fees. Other key features of this online credit card are-
- The contactless technology of the credit card makes sure that the payment is always secure and 100% safe
- Easily redeem your reward points for cash
- You also get to enjoy the dining offers
- Watch all your favourite movies with your favourite person twice a month at 25% discount up to ₹100
- HSBC Visa Platinum Credit Card
The unsurpassed features and offers provided with HSBC lifetime free credit card, Visa Platinum, are commendable. The various benefits include-
- Enjoy 2 reward points/transaction of ₹150
- In the initial 60 days or credit card, you can get 10% cashback up to ₹2,000 on the spending of ₹10,000
- Convert air miles on British Airways, InterMiles, and Singapore Airlines
- Get exciting discounts on movies, restaurants, and flights
- ICICI Amazon Pay Credit Card
ICICI Amazon Pay online credit card has no annual charges and offers amazing features, like-
- Prime account holders get 5% cashback on purchases
- The rewards have no expiry date, no maximum earning, and no minimum redemption point
- Enjoy 2% cashback for purchasing with 100+ Amazon merchants
- Kotak Royale Signature Credit Card
Travel, comfort, entertainment, discounts, and rewards are some of the perks you get to enjoy with one of the best lifetime free credit cards, the Royale Signature credit card by Kotak. Features are-
- Enjoy exciting benefits on magazines, gourmet meals, newspapers, Wi-Fi, TVs, etc.
- Get 4 reward points on each spend of ₹150
- For fuel transactions between ₹500-₹3000, enjoy surcharge waiver up to ₹3500/year
- Axis Bank Insta Easy Credit Card
Said to be one of the best lifetime free credit cards, you can definitely count on Axis Bank Insta Easy for some ideal features, like-
- Get an Amazon voucher of ₹2000 as welcome gift
- Enjoy discount of 20% on BigBasket up to ₹500 on purchase of ₹2000
- Kotak 811 #DreamDifferent Credit Card
Check out the exciting offers and features of #DreamDifferent credit card by Kotak-
- No minimum balance required
- No charges on online money transactions
- Get an immediate virtual debit card
- Central Bank of India MasterCard Titanium Credit Card
Mastercard Titanium by Central Bank of India has some beneficial deals for you, like-
- Use the card anywhere in the world
- Enjoy complimentary airport lounge access at select airports
- IDFC First Wealth Credit Card
First Wealth Credit Card by IDFC has following features-
- Get a comprehensive travel insurance cover
- Enjoy buy 1 get 1 movie ticket
- IDFC First Select Credit Card
First Select credit card is one ideal online credit card for easy and safe transactions. Other features are-
- Get an air accident cover of ₹1 crore
- Enjoy a 1% surcharge waiver at all fuel pumps
- Bank of Baroda Prime credit card
Prime credit card by Bank of Baroda stands unique due to features like-
- Enjoy 3-lifetime free add-on cards
- Credit card owners get personal accidental death cover
Conclusion
To enjoy the best lifetime free credit cards, make sure you go through the detailed benefits and features of these lifetime-free credit cards. Apart from this, do not forget to check out the eligibility criteria of your preferred card. Once you have decided on your ideal online credit card, get it today to sort out your transactions.
